Where science meets everyday wellness—expert analysis and actionable guidance to help you age smarter and stronger.

The Healthspan Report

Post-Holiday Financial Recovery: Resetting Without Regret
Matters Most, Multicomplexity Tyson Garfield Matters Most, Multicomplexity Tyson Garfield

Post-Holiday Financial Recovery: Resetting Without Regret

The days after the holidays often bring financial fatigue—extra spending, disrupted routines, and a sense of urgency to “fix” things. But wealthspan, like healthspan, is built through recovery and reflection, not guilt or overcorrection. A calm reset after the holidays can restore clarity, reduce stress, and set the foundation for a more sustainable financial year ahead.

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Financial Recovery Matters: Building Wealthspan Without Burnout
Matters Most, Multicomplexity Tyson Garfield Matters Most, Multicomplexity Tyson Garfield

Financial Recovery Matters: Building Wealthspan Without Burnout

Financial health, like physical health, requires recovery. Constant money decisions, rising credit card balances, and financial stress can quietly erode long-term wealth. Sustainable wealthspan is built not by doing more, but by creating simple systems that reduce stress, improve clarity, and align money with what matters most.

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Your Year-End Financial Reset: Start 2025 Strong With Updated Savings Limits and a Clear Plan
Matters Most, Multicomplexity Tyson Garfield Matters Most, Multicomplexity Tyson Garfield

Your Year-End Financial Reset: Start 2025 Strong With Updated Savings Limits and a Clear Plan

As the year wraps up, it’s the ideal moment to pause and take stock of your financial life — starting with an honest snapshot of your net worth. This simple number isn’t about judgment; it’s about clarity. It shows whether your financial decisions over the past year moved you closer to your values, or whether it’s time to course-correct.

This week’s Wealthspan post explores why your annual net worth statement is one of the most powerful tools for behavior change, how it reveals your true financial trajectory, and why end-of-year timing gives you the cleanest picture. We also review the updated 2026 retirement and HSA contribution limits — including the Roth-only catch-up rule for high earners — so you can adjust your savings strategy with confidence.

If you want to build financial wellbeing rooted in awareness, intention, and alignment with what matters most, this week’s guide is a perfect place to start.

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Cash Flow 101: Spend in Alignment With Your Values
Matters Most, Multicomplexity Tyson Garfield Matters Most, Multicomplexity Tyson Garfield

Cash Flow 101: Spend in Alignment With Your Values

Aligning your spending with your values is one of the most powerful steps you can take toward improving your wealthspan — the years of your life spent financially secure, independent, and purpose-driven. When you spend intentionally, your money starts working for you, not against you. This week’s post breaks down the evidence, psychology, and practical steps behind value-based spending so you can reduce financial stress and build a more meaningful financial life.

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