Where science meets everyday wellness—expert analysis and actionable guidance to help you age smarter and stronger.
The Healthspan Report
Your Year-End Financial Reset: Start 2025 Strong With Updated Savings Limits and a Clear Plan
As the year wraps up, it’s the ideal moment to pause and take stock of your financial life — starting with an honest snapshot of your net worth. This simple number isn’t about judgment; it’s about clarity. It shows whether your financial decisions over the past year moved you closer to your values, or whether it’s time to course-correct.
This week’s Wealthspan post explores why your annual net worth statement is one of the most powerful tools for behavior change, how it reveals your true financial trajectory, and why end-of-year timing gives you the cleanest picture. We also review the updated 2026 retirement and HSA contribution limits — including the Roth-only catch-up rule for high earners — so you can adjust your savings strategy with confidence.
If you want to build financial wellbeing rooted in awareness, intention, and alignment with what matters most, this week’s guide is a perfect place to start.
Year-End Wealth Checkup: Why Your Annual Net Worth Statement Matters for Wealthspan
The end of the year is the perfect time for a financial reset. And the best place to start is with an annual net worth statement. By tracking your assets and debts each year, you gain clarity, strengthen financial habits, and ensure your money aligns with your values. This week’s post walks you through why net worth matters—and how a year-end financial checkup can set you up for success in the year ahead.
Cash Flow 101: Spend in Alignment With Your Values
Aligning your spending with your values is one of the most powerful steps you can take toward improving your wealthspan — the years of your life spent financially secure, independent, and purpose-driven. When you spend intentionally, your money starts working for you, not against you. This week’s post breaks down the evidence, psychology, and practical steps behind value-based spending so you can reduce financial stress and build a more meaningful financial life.
Wealthspan 101: Building Financial Health That Lasts a Lifetime
Just like healthy aging requires daily habits, long-term financial well-being depends on a few essential behaviors practiced consistently over time. Wealthspan 101 introduces the foundational steps—like spending intentionally, building safety nets, and investing early—that support financial security for life. This week’s post lays the groundwork for all future financial wellness topics in this series.
What Does Healthcare Really Cost in Retirement?
Healthcare is one of the biggest—and least predictable—costs in retirement. Even with Medicare, most older adults face expenses for premiums, prescriptions, and services that aren’t fully covered. This post explores the average costs retirees can expect, what Medicare includes (and leaves out), and how to plan ahead for long-term care—one of the most significant gaps in coverage. If you haven’t factored healthcare into your retirement strategy, now is a good time to start.
Understanding the Cost of Healthcare as We Age: A Guide to Medicare’s Four Parts
As we age, understanding healthcare costs becomes essential. Medicare offers a foundation—but with four distinct parts, it’s not always easy to navigate. In this post, we break down the basics of Medicare Parts A, B, C, and D, explore what they cover, and outline what older adults can expect to pay. From hospital stays to prescription drugs, knowing how each part works can help you better plan for the road ahead.